If you have a pending personal injury lawsuit in Illinois, Levalera can provide the financial support you need while you wait for your case to settle. Non-recourse funding with no credit check.
Apply for Funding →Understanding Illinois's legal framework helps you make informed decisions about your case and funding options.
2 years
Illinois generally allows 2 years from the date of injury to file a personal injury lawsuit. Missing this deadline typically means losing your right to seek compensation. Because pre-settlement funding requires an active lawsuit, ensure your claim is filed within this window.
Modified comparative negligence (51% bar)
Under Illinois's modified comparative negligence system, you can recover damages only if your fault does not exceed the statutory threshold. Our underwriters evaluate your case with this rule in mind to determine appropriate funding amounts.
Illinois has no caps on noneconomic damages in personal injury cases; Cook County (Chicago) is one of the highest-verdict jurisdictions in the nation. This is an important factor that our underwriting team considers when evaluating cases from Illinois. Understanding your state's legal landscape helps you set realistic expectations for both your case outcome and funding amount.
Disclaimer: This information is for general educational purposes only and does not constitute legal advice. Laws and regulations change. Consult with a licensed Illinois attorney for guidance specific to your case.
Illinois has enacted specific legislation governing pre-settlement funding. Levalera is fully compliant with all Illinois requirements.
Effective: 2022 · Classification: Non-recourse (not a loan)
Not more than 18% of funded amount per six-month period; no charges beyond 42 months
Full licensing required through IL Dept of Financial and Professional Regulation
Yes — cancellation rights required
Levalera's Commitment: We comply with all Illinois regulatory requirements including registration, disclosure, fee caps, and consumer protections. Our contracts are reviewed regularly to ensure full compliance with Illinois law.
Our streamlined process is designed to get Illinois plaintiffs funded quickly — most approvals happen within 24 hours.
Complete our simple application in under 5 minutes. We need basic information about you and your Illinois personal injury case. No credit check, no upfront fees, no obligation.
Our underwriting team — experienced with Illinois's modified comparative negligence (51% bar) system — reviews your case details and coordinates directly with your attorney.
Once approved, you review a transparent offer with no hidden fees. Accept and sign, and funds are deposited to your account — typically the same or next business day.
We fund most personal injury cases filed in Illinois. Don't see yours? Contact us — we likely cover it.
Rear-end collisions, intersection crashes, highway accidents, and all motor vehicle injuries.
Surgical errors, misdiagnosis, medication mistakes, birth injuries, and provider negligence.
Premises liability claims involving unsafe conditions and property owner negligence.
Commercial trucking collisions and 18-wheeler crashes with catastrophic injuries.
Construction accidents, industrial injuries, equipment malfunctions, and employer negligence.
Fatal accident claims, medical negligence deaths, and survivor compensation cases.
Approval is based entirely on the merits of your case — not your credit score, employment, or income.
If your case is unsuccessful, you owe nothing. The risk is entirely on us, not you.
Most applications are reviewed and approved within 24 hours so you get the funds you need fast.
No hidden fees, no compounding interest traps. You know exactly what you owe before you sign.
Yes. Levalera provides non-recourse pre-settlement funding to plaintiffs with pending personal injury lawsuits in Illinois. You only repay if your case is successful — if you lose, you owe nothing. Illinois follows a modified comparative negligence (51% bar) system, which our underwriters factor into every case evaluation.
Illinois has a 2 years statute of limitations for most personal injury claims, meaning you must file your lawsuit within 2 years of the date of injury. Because pre-settlement funding requires an active lawsuit, it is important to file within this window. If you are approaching this deadline, consult with a Illinois personal injury attorney as soon as possible.
Illinois uses a modified comparative negligence (51% bar) system. Mplaintiff barred from recovery if 51% or more at fault This affects the potential value of your case, which our underwriting team considers when determining your funding amount. Even in states with stricter negligence rules, funding is available if your case has merit.
We fund most personal injury cases in Illinois, including car accidents, truck accidents, medical malpractice, slip and fall, workplace injuries, wrongful death, and more. The key requirements are that you have a pending lawsuit and are represented by an attorney. Your credit score and employment status do not affect eligibility.
Most Illinois applicants receive a funding decision within 24 hours of submitting a complete application. Once you accept the offer and sign, funds are typically deposited into your account the same or next business day. There is no credit check, no employment verification, and no upfront fees.
Apply today and get the financial support you need while your Illinois personal injury case is pending. No credit check, no obligation, no risk.